https://www.modfinancial.com/blog daily 0.75 2021-03-24 https://www.modfinancial.com/blog/booklaunch monthly 0.5 2021-05-03 https://www.modfinancial.com/blog/day3businesmastery monthly 0.5 2021-05-03 https://www.modfinancial.com/blog/blog-post-title-two-w9ewj monthly 0.5 2021-05-03 https://www.modfinancial.com/blog/businessmastery monthly 0.5 2021-05-03 https://www.modfinancial.com/blog/tag/launch monthly 0.5 https://www.modfinancial.com/home daily 1.0 2023-03-09 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Home https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Home https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/ff89c25d-78f3-4190-9f74-f3b20c2cafdb/04+23+21+%281%29.png Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1638228280811-O9YERRL7OJNNWOGIWU52/riding%252Bsuitcase.jpg Home Dream Big. Dream Bold. https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/8f664c76-0be5-4e5d-821a-a4919de37341/iStock-1203353857.jpg Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1638228246554-LLOLFHFXKX8E6HYMAK6U/pushing%252Bbox.jpg Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/8a0c9581-ddc3-4726-b76d-5d49d649e48f/Add+a+heading+%282%29+%281%29.png Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1638228374074-N2YWRZENMB4KN3AX3XDZ/woman%252Bhands%252Bout.jpg Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/36a8f686-d536-4fbe-b35b-c0c66ece778d/iStock-1021387720.jpg Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1638228397822-VZ7WQ997J1WZKSGXNHXO/kid%252Bplane.jpg Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/fd37d7fa-fcde-42ef-ac36-2f3511659fd4/BUCKLE+YOURSELF+%282%29.png Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1638286450296-4QH2JUE501O7LT9094XE/bike%2Briding.jpg Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/bbf4d340-6e75-400f-a346-f87c83b0b172/iStock-935938502.jpg Home https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616035927652-MU1JDRIU790AWVD0SO9Q/Screen+Shot+2021-03-17+at+9.51.55+PM.png Home - Listen to the new Altitude Hosted by Andre Vicario - a high flying podcast connecting you to the world of finance with a modern twist. https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1620083944962-9RK4LQ79B9GUPL4CPX1Q/FREEDOM+WITH+ALTITUDE.png Home - TIME TO FLY Freedom With Altitude: Breaking The Mold And Creating An Unstoppable Mindset In Times Of Uncertainty https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616166946986-DTKMHJF47XI06QTC1VZL/HennessyDogFoundation_color.png Home - Meet our Chief Wag officer We started this foundation to help dogs in need for air transportation. https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616591632228-NQ1AA43LD5NJVLBDABY0/Freedom+with+Altitude+%281%29.png Home https://www.modfinancial.com/team-alt daily 0.75 2021-03-24 https://images.squarespace-cdn.com/content/v1/5ee2684b693dbe1560bd2b67/1602879269106-XOJ5OR9500VBW58BH4ZD/Nicole%2BWinter.jpg Team - NICOLE WINTER PILATES, YOGA https://images.squarespace-cdn.com/content/v1/5ee2684b693dbe1560bd2b67/1602882892226-047A65D18DOWBKEWIRQZ/Stocksy_comp_2908015-%281%29.jpg Team - AARON HUGHES STRENGTH TRAINING, BOXING https://images.squarespace-cdn.com/content/v1/5ee2684b693dbe1560bd2b67/1602879110567-6J0Q9RT0XRHWPDX0SUHS/Derrick%2BSawyers.%2BCardio%252C%2BCore.jpg Team - DERRICK SAWYERS CARDIO, CORE https://images.squarespace-cdn.com/content/v1/5ee2684b693dbe1560bd2b67/1602879784803-2BAUL6UMAIM0BEQ07XGJ/Aliyah%25252BWilliams.%25252BCore%2525252C%25252BCardio.jpg Team - ALIYAH WILLIAMS CORE, CARDIO https://images.squarespace-cdn.com/content/v1/5ee2684b693dbe1560bd2b67/1593643081182-UZ5I4FAXAKK3H3OJL2MK/Omar+Harris.+Cardio%2C+Yoga. Team - OMAR HARRIS CARDIO, YOGA https://images.squarespace-cdn.com/content/v1/5ee2684b693dbe1560bd2b67/1592930545925-T41M1YDX8UNAGBADHWEP/Teshia+Harris.+Boxing%2C+Strength. Team - TESHIA MILLER BOXING, STRENGTH TRAINING https://www.modfinancial.com/history daily 0.75 2022-04-26 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1618346161393-RGSMD93E8N4LC9PJBNXC/Screen+Shot+2021-02-10+at+6.51.53+AM.png History - HISTORY Like all successful businesses, Modern Financial started with a dream…a dream that took flight. https://www.modfinancial.com/commitment daily 0.75 2021-10-05 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1618408321563-HTK42IDP28Q6F0OM3XYF/Screen+Shot+2021-04-14+at+6.46.55+AM.png Commitment https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1618409047534-YTW6AP0HFARTI1HE06FD/iStock-512627676.jpg Commitment https://www.modfinancial.com/contact-alt daily 0.75 2021-03-18 https://www.modfinancial.com/foundation daily 0.75 2021-10-04 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/4b407639-4278-41e7-82fd-34b105f025e8/HENNESSEY+DOG+FOUNDATION+SOCIAL+%287%29.png Foundation https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/65e77872-7382-46df-8157-66bcc930488f/HENNESSEY+DOG+FOUNDATION+SOCIAL+%285%29.png Foundation https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/c0f98e0c-81b6-45eb-a41d-b508833cab18/HENNESSEY+DOG+FOUNDATION+SOCIAL+%288%29.png Foundation https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/580c7a88-ad04-4d3b-a365-d9c7659ab837/HENNESSEY+DOG+FOUNDATION+SOCIAL+%281%29.png Foundation https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/c4cff0a5-0ae7-42f0-bb58-5cf15c7bbd90/HENNESSEY+DOG+FOUNDATION+SOCIAL+%282%29.png Foundation https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/47772f0e-2192-478d-97a0-f99f1854605a/HENNESSEY+DOG+FOUNDATION+SOCIAL+%283%29.png Foundation https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1617054999335-4DLBN7JJ7RENG2PXUXIM/HennessyDogFoundation_color.png Foundation - MISSION The Hennessy Dog Foundation is a non-profit 501(c)(3) public charity that provides financial grants & air transportation to serve and honor Veterans and First Responders who are unable to afford the cost of their pet’s emergency or critical care. Our goal is to create a world where no Veteran or First Responders family pet dies due to financial hardship, we work to save the lives of animals in California & Arizona. https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1618322964166-OVPSXPRX56CGN8RI2V02/HENNESSAY+DOG+FOUNDATION.jpg Foundation - FOUNDED ON CARE FOR OUR BELOVED PETS Established in 2021 The Hennessy Dog Foundation is aimed at helping dogs with humanE and comfortable travel and transportation. Through innovation, support, education and services the foundation is focused on setting a new standard for the industry. https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1618407468141-PJZ57J0NZCYCLZOEX4SO/HennessyDogFoundation_WHT.png Foundation https://www.modfinancial.com/franchise daily 0.75 2021-03-24 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847898345-D40VLF9LAM9L2XYZ5A1B/image-asset.jpeg Franchise https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847897715-EWKVJ35VXQ5P9CDGSYVT/image-asset.jpeg Franchise https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847896972-M6Z43LS56WX5T1S74A5I/image-asset.jpeg Franchise https://www.modfinancial.com/contact daily 0.75 2023-11-27 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1617057393094-XZ31YIHCVFYKWRY1FK0V/iStock-991058150.jpg Contact https://www.modfinancial.com/phoenix daily 0.75 2021-03-19 https://www.modfinancial.com/atlanta daily 0.75 2021-03-19 https://www.modfinancial.com/careers daily 0.75 2021-03-19 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616120415155-0QR5DQ2UBTIXP56EJ2WJ/placeholder-1024x1024.png Careers - Find Your Career At CalChoice Financial, we’re passionate about helping millions of people find financial solutions. A career with us means you’ll help customers protect what matters most. It also means you’ll work alongside exceptional people and be empowered to reach your professional and personal goals. Our employees are at the foundation of what makes CalChoice Financial a strong, stable and ethical business. We invite you to explore the possibilities. https://www.modfinancial.com/podcast daily 0.75 2022-01-28 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/5f0b52b5-f4c8-4b66-9fef-1129bd302aff/MODFIN_POD_12.png Podcast https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/6d0706ea-b9d4-474c-89f0-c62a6c097f28/MODFIN_POD_11.png Podcast https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/2d982228-a9e4-4cf9-a85a-d0c6f74f2955/MODFIN_POD10.png Podcast https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/cda0c308-28da-404a-ba45-4663c8cfcb92/MODFIN_POD_2.png Podcast https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616167887164-BXW5Q7RGBT8IQ35HKV86/ModFinancialPodcast_Logo_Color_Filled.png Podcast - For the Business Jetset Get buckled in and prepare for the new, modern, financial podcast, connecting you to some of the most innovative approaches in Financial services. https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/8e852c17-9365-4a42-b9bb-c2ccd0e79309/40+Reviews+%281%29.png Podcast - REVIEWS Taking off! WITH OVER 40 Plus Reviews all 5.0! Buckle in for one of the most exciting podcasts to hit the air! https://www.modfinancial.com/insurance daily 0.75 2022-06-30 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616683113372-2TBS9HVT21OHFY6P6L2Q/iStock-922752898.jpg Insurance https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616683187537-EJC2LZUIFCP3SNZ63SEN/iStock-1270068977.jpg Insurance https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616616578724-DVSDE349SFFXETT3I3QE/programs-1.png Insurance - Fly START / FOUNDATION https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616616598350-KYUR7CO832V23KBBSI9O/programs-2.png Insurance - VIP Growth https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616616612330-ELOGG6HTFGSU3P8MSJ3E/programs-3.png Insurance - Jet START / FOUNDATION https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616616626787-KQXLZHF869C23KIPICO9/programs-4.png Insurance - Stealth Massive Growth & Protection https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616617084500-7YIJ28INWOVJZ0YXK20E/MODFIN_BLUEPRINT_2.png Insurance https://www.modfinancial.com/realestate daily 0.75 2022-06-30 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616617230520-T4C0M4WBJYGRZIHNKGQH/programs-1.png Real Estate - Fly Start / Foundation https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616617257084-TTK28349Q7V0V3YWQWG1/programs-2.png Real Estate - VIP Growth https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616617275206-KX4GE4Q2I7O90W2DY5B4/programs-3.png Real Estate - Jet Rapid Growth https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616617296091-ZUFB184OYH82TO95ZDD7/programs-4.png Real Estate - Stealth Massive Growth & Protection https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616617737089-VZEGVLQHKDBDLVXSFJ4W/MODFIN_BLUEPRINT_5.png Real Estate https://www.modfinancial.com/privatereserveaccount daily 0.75 2021-12-29 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616595184217-9WG8ANW4X8306PZ8J3F5/MOD+STEALTH+MODE+%281%29.png Private Reserve Account - EXclusively yours Our Private Reserve Account, or PRA, is an exclusive product/service that Mod Financial provides to our clients who are keeping their savings in a bank earning .5% instead of in a PRA that may return 6-7%. We like to call it an alternative way of banking or “being your own bank” if you will. It is a great way to make one dollar serve multiple purposes such as tax-advantaged income in retirement, protection if you were to get ill (with living benefits added to the life policy), a tax-advantaged death benefit to heirs, college savings plans for children and even mortgage or auto loan payoff acceleration. The wealthy have been using this method for years, and now Mod Financial is bringing it to you. Get in touch with us to find out all the benefits you can receive by opening a Private Reserve Account. https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616615011506-H5W2KD1E43NBI8ZGKQJZ/programs-1.png Private Reserve Account - Fly Start / Foundation https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616615036293-WOKRGWN1GEVZBGYEWUOR/programs-2.png Private Reserve Account - Vip Growth https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616615065818-TQ7NQIJFHDFSOXFP1JTW/programs-3.png Private Reserve Account - Jet Rapid Growth https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616615090326-DYJHAGBGEVM9O151GISO/programs-4.png Private Reserve Account - Stealth Massive Growth & Protection https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1616598421561-VUMLIH6UMOBYP4FT00ZQ/7.png Private Reserve Account https://www.modfinancial.com/privacy-policy daily 0.75 2021-03-23 https://www.modfinancial.com/team daily 0.75 2024-01-18 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1643814239046-D4BDQZ8VJS7NJ081CEBF/Kim.jpg Team https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1643814576463-7R7P5GOC603UE69ZG111/Andre.jpg Team https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1643816803146-43HJVMLL5R9HS48OJLKB/Rob_2.jpg Team https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1643829116149-58317JMGVJ2QXKGUZMSX/Tylor%252BVicario.jpg Team https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1643834914108-7JWOWUI3PACMIYFX2SKT/Monika+2.png Team https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1643835039591-7P6DW17J1HT1PC6G4O62/Cierra_3.jpg Team https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1650987177606-XNXLK68JSVPIOSZYTRG3/Brandy+headshot.png Team https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1651082966882-SAA8MVIYMXB5SREJBZIF/Profile+Pictures+%282%29.png Team https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/d5698639-3f1b-48e4-bc33-82b8783095df/MARK.png Team https://www.modfinancial.com/book daily 0.75 2021-10-05 https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1618355223640-JMRS6MQXKDPOSDWR7K8R/FREEDOM+WITH+ALTITUDE+%281%29.png Book - The MODERN ENTREPRENEUR JOURNEY From simple beginnings and how to have a mindset that lets your dreams take flight. https://images.squarespace-cdn.com/content/v1/605262b005f6e3354afc3e14/1618364839652-0Q9MYRXEPNLI7J296QWH/ANDRE+PERSONAL+BRAND+TEST.png Book - AUTHOR WITH ALTITUDE Andre Vicario Founder, Chief Executive Officer Andre is an experienced Entrepreneur. Driven by his passion, he takes pride in providing the best financial solutions possible. As the Chief Executive Officer & President of Mod Financial Inc., He founded CalChoice Financial Inc., in 2015, and CalChoice Investments Inc., in 2008. Under his leadership, the firms have grown into multi-million dollar companies in insurance, investment and Land Banking solutions. Prior to founding Mod Financial Inc. and CalChoice Investments Inc., Mr. Vicario was a leader in the insurance industry for decades. He was an annual Top of the Table member at the Million Dollar Round Table as well as GAMA awards recipient for leading General Agencies. His goals include---“Changing the financial lives of every client we serve and to provide the best experience for our clients and members.” As the CEO of CalChoice Investments, he created a two-time INK 5000 company. Mr. Vicario earned a bachelor’s degree in Economics from Cal State University, Long Beach. Mr. Vicario has been married to his wife, Kimberly, for more than 30 years. Together they have two adult sons. He currently spends his time between, southern California, Scottsdale and South Lake Tahoe. 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